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Frisco Electricity Rates, Explained

Just want the cheapest plan? This guide explains how Frisco electricity rates actually work. To rank today’s live plans by your real usage, use the Frisco rate comparison tool →

Last updated: October 18, 2026  ·  7 min read

Frisco grew from 33,000 residents in 2000 to over 230,000 by the mid-2020s, making it one of the fastest-growing cities in the United States. That growth brought thousands of large, energy-intensive new homes — master-planned communities with 2,500–4,000 sq ft floor plans, pools, and multiple HVAC zones — into the deregulated Texas electricity market. For Frisco households, comparing plans by their true cost at high usage levels matters more than for smaller-home cities.

The short answer

Frisco's ZIP codes 75034, 75035, and 75036 are all Oncor territory — fully deregulated. Fixed-rate plans as of May 2026 typically advertise 9.0–13.0¢/kWh at 1,000 kWh. Frisco's newer, larger homes frequently use 1,700–2,200 kWh in August, making the 1,000 kWh advertised rate particularly unreliable as a budgeting number. Search by your ZIP for the true interpolated cost at your actual usage.

Oncor in Frisco — The Fixed Layer Under Every Bill

Oncor Electric Delivery serves all of Frisco across Collin and Denton Counties. Oncor is responsible for the physical delivery of electricity — substations, distribution lines, and the smart meter at your address. Oncor's TDSP charges are regulated by the PUCT and are the same for every Frisco customer regardless of which REP they use.

Your retail electric provider (REP) is the competitive layer — the company that prices and sells you electricity. REPs buy power in ERCOT's wholesale market and pass it to you through a plan. Switching your REP has no effect on Oncor's delivery; your lights stay on uninterrupted. Frisco typically has 60–90 active plans available across 20+ REPs.

Why Frisco's New Homes Drive Higher Usage

The residential construction boom in Frisco produced a housing stock that skews larger and newer than most Texas cities. Master-planned communities like Starwood, Newman Village, and Stonebriar contain primarily large single-family homes. Newer homes tend to be better insulated than older stock, but their greater square footage means the total cooling load is still high.

According to EIA residential consumption data, air conditioning accounts for roughly 50–60% of summer electricity usage in a Texas home. A 3,000 sq ft Frisco home running a standard central AC system during a 100°F North Texas August day will often consume 70–90 kWh per day — that is 2,100–2,700 kWh for the month. At those usage levels, the 2,000 kWh tier on the EFL becomes the most relevant pricing point, not the 1,000 kWh figure in the advertisement.

A Texas example

Michael and Jessica in Frisco (75035) have a 3,200 sq ft home and use 2,150 kWh in August. Their plan was advertised at 10.0¢/kWh (at 1,000 kWh). Actual August bill: $252.40. At 2,150 kWh, the plan's rate at the 2,000 kWh EFL tier (9.2¢) applied plus a partial interpolation above 2,000 kWh, plus Oncor TDSP charges (~$28), taxes, and a $9.95 base charge. The gap between advertised rate and real bill was $152.40 for one month.

Frisco ZIP Code Plan Availability

ZIP Area Housing Character
75034West Frisco / Stonebriar areaLarge homes, established master-planned communities
75035Central FriscoMix of mid-sized and large suburban homes
75036North Frisco / newer developmentNewer construction, high proportion of large homes

Choosing the Right Plan for a Large Frisco Home

For high-usage homes, two plan characteristics matter more than the advertised rate. First, the rate at the 2,000 kWh EFL tier — if your home uses 1,800+ kWh in summer, this number is more representative of your actual summer cost than the 1,000 kWh figure. Second, the base charge — a plan with a $15/month base charge and a lower per-kWh rate often outperforms a plan with no base charge and a higher per-kWh rate at usage levels above 1,500 kWh.

The True Cost Calculator lets you enter your actual monthly usage for any plan and see the estimated annual bill. For Frisco homeowners, running this calculation at your typical summer peak (1,700–2,200 kWh) is essential — the ranking of plans by cost can change significantly between the 1,000 kWh and 2,000 kWh benchmarks.

The math

Compare two Frisco plans side by side at 1,800 kWh: Plan A shows 10.0¢/kWh at 1,000 kWh, 9.2¢/kWh at 2,000 kWh — interpolated at 1,800 kWh: 9.36¢, energy charge $168.48. Plan B shows 9.5¢/kWh at both 1,000 and 2,000 kWh — energy charge $171.00. Plan A wins at 1,800 kWh despite having a higher advertised rate than Plan B at 1,000 kWh. This inversion happens constantly — and it is exactly what the advertised benchmark hides.

Watch out

New-home move-in is a common time for door-to-door electricity salespeople in Frisco. They often quote a rate without showing you the EFL, and the contract terms may include a high ETF. Never sign up for an electricity plan at the door — take the plan name, look it up on Power to Choose, read the full EFL and Terms of Service, and compare it against at least three alternatives before committing.

Smart move

If you are moving into a new Frisco home and have no usage history, use your home's square footage as a proxy. As a rough guide, a 2,500 sq ft Frisco home averages 1,500–1,700 kWh/month in summer and 700–900 kWh in winter. Use these figures to compare plans at a realistic usage range rather than defaulting to the 1,000 kWh benchmark.

Key Takeaways

All Frisco ZIPs are Oncor territory — TDU charges are uniform and non-negotiable. Your REP and plan are the variables. Frisco's large, newer homes frequently push summer usage above 1,800 kWh, making the 1,000 kWh advertised rate an especially poor proxy for real cost. Compare plans by estimated bill at your actual usage level, paying particular attention to the 2,000 kWh EFL tier if your summer usage typically exceeds 1,500 kWh.

Find the cheapest Frisco plan for your home's actual usage

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Frequently Asked Questions

What are typical electricity rates in Frisco, Texas?

As of May 2026, fixed-rate plans in Frisco (Oncor territory) typically advertise 9.0–13.0 cents per kWh at the 1,000 kWh EFL level. Frisco's newer and larger homes often push summer usage to 1,600–2,200 kWh, where the effective rate and real bill diverge significantly from the advertised figure. Search by your Frisco ZIP for a true-cost calculation.

Who is the electricity TDU for Frisco?

Oncor Electric Delivery serves all of Frisco. Frisco spans Collin and Denton Counties — both are within Oncor's ERCOT service territory. Oncor owns the delivery infrastructure; your retail electric provider (REP) handles pricing and billing. You can switch REPs freely; you cannot change your TDU.

Does Frisco's rapid growth affect electricity plan availability?

Frisco's population growth has been among the fastest in the country over the past decade, and its housing stock skews toward new, large single-family homes. New construction connects directly to Oncor's distribution network and enters the competitive market immediately. Plan availability in Frisco ZIPs is typically broad — 60–90 active plans across 20+ providers.

Are electricity rates different in Frisco vs. Plano or McKinney?

Frisco, Plano, and McKinney are all Oncor territory, so TDU delivery charges are identical. Most major REPs file the same plans across Collin County and the broader DFW metro. Occasional ZIP-specific promotions aside, plan pricing is effectively the same across these North Dallas suburbs.

What ZIP codes cover Frisco electricity customers?

Frisco's primary residential ZIP codes are 75034, 75035, and 75036. Portions of newer development may carry adjacent ZIPs as master-planned communities expand. All fall within Oncor's deregulated service area. Enter your specific ZIP for the most accurate plan results.

How do I switch electricity providers in Frisco?

Enter your Frisco ZIP in the search tool or on the PUCT's Power to Choose site (powertochoose.org), select a plan, and complete the signup online. The switch processes in 1–3 business days with no service interruption. If you are in a fixed-rate contract, check your early termination fee before switching.

Your Next Move

Enter your Frisco ZIP in the search tool for a live, ranked plan list at your usage level. For the neighboring North Dallas market, see the Plano electricity rates guide (same Oncor territory). The Texas TDU Delivery Charges guide explains the Oncor charges that appear on every Frisco bill. The True Cost Calculator lets you model any plan's annual cost at your real seasonal usage figures — particularly useful if your home is above 2,500 sq ft.

⚡ Find the cheapest plan for your home size in Frisco:
Small apartment (~600 kWh)  ·  Large home (~2,000 kWh)  ·  All Frisco plans