Tyler Electricity Rates, Explained
By the TexasPowerCost Editorial Team — independent Texas electricity analysis · Last reviewed October 18, 2026 · how we analyze plans
Just want the cheapest plan? This guide explains how Tyler electricity rates actually work. To rank today’s live plans by your real usage, use the Tyler rate comparison tool →
Last updated: October 18, 2026 · 7 min read
Tyler is East Texas's largest city and the commercial center of Smith County — a healthcare and education hub known as the Rose Capital of America for its extensive azalea gardens and rose production history. With a population over 100,000, Tyler has a mix of older established neighborhoods, a growing medical district, and newer suburban development in its south and east corridors. Every Tyler address is within Oncor Electric Delivery's deregulated service territory, giving residents full access to the competitive electricity market.
The short answer
Tyler ZIP codes 75701–75709 are Oncor Electric Delivery territory — fully deregulated. Fixed-rate plans as of May 2026 advertise 9.5–13.5¢/kWh at 1,000 kWh. East Texas humidity drives cooling loads above what the same square footage would use in drier climates. Typical summer usage: 1,100–1,600 kWh. Enter your ZIP and bedroom count for the true interpolated cost.
Oncor in Tyler — East Texas Service Area
Oncor Electric Delivery serves Tyler and all of Smith County as the regulated TDU. Oncor's TDSP charges — a fixed monthly customer fee plus a per-kWh distribution charge — appear on every Tyler electricity bill regardless of which REP the customer uses. At 1,000 kWh, Oncor delivery charges typically add $8–$13. At 1,500 kWh in summer, the delivery component rises to $13–$19.
Tyler sits in the eastern portion of Oncor's service territory, which also covers Dallas, Fort Worth, Waco, and large swaths of North and Central Texas. Because Oncor's territory is large and plans are typically filed statewide across Oncor ZIPs, Tyler residents have access to the same broad competitive market — 60–90 plans from 20+ providers — as DFW households.
Tyler ZIP Codes and Usage Profiles
| ZIP | Area | Typical Housing | Summer Usage |
|---|---|---|---|
| 75701/75702 | Central Tyler, older neighborhoods | 1950s–1980s, 1,100–1,900 sq ft | 1,000–1,500 kWh |
| 75703 | South Tyler, newer growth | 1990s–2010s, 1,600–2,800 sq ft | 1,200–1,800 kWh |
| 75707/75709 | East/West Tyler, mix of eras | Mixed 1970s–2000s | 1,000–1,600 kWh |
A Texas example
James and his wife own a 2,000 sq ft home in south Tyler (75703), built in 2005. August usage: 1,480 kWh. Their plan was advertised at 10.5¢/kWh at 1,000 kWh. Expected August energy bill: about $105. Actual bill: $191.70. At 1,480 kWh the interpolated rate was 10.11¢/kWh, energy charge $149.63. Oncor TDSP added $18, taxes $9, and a $9.95 base charge rounded out the total. The advertised rate described a usage level 33% lower than their actual August consumption.
East Texas Humidity — The Hidden Usage Driver
East Texas receives 45–50 inches of rain per year and has persistently high summer humidity — significantly more than Dallas or Abilene. High humidity makes the air feel hotter: a 95°F day in Tyler with 75% relative humidity feels equivalent to a 105°F day in dry West Texas heat. AC systems must run longer to achieve the same indoor temperature and humidity control.
For Tyler homeowners, this translates into two practical consequences: first, actual summer usage will exceed what the same home would use in drier DFW suburbs by 10–15%; second, HVAC maintenance matters more — a system with dirty coils or low refrigerant loses efficiency faster under high-humidity loads. Annual HVAC tune-ups in East Texas pay for themselves through lower summer bills.
The math
Tyler home, August, 1,350 kWh. Plan A: 10.2¢ at 1,000 kWh, 9.3¢ at 2,000 kWh — interpolated rate at 1,350 kWh: 9.89¢, energy charge $133.52. Plan B: 9.8¢ flat at 1,000 and 2,000 kWh — energy charge $132.30. Plan B saves $1.22/month at this usage level — but at 1,600 kWh, Plan A's tiered rate drops further and the comparison flips: Plan A saves $3.50/month. The plan that's cheapest depends on where your usage lands on each plan's structure. Only interpolated comparison at your actual usage level gives the right answer.
Smart move
Tyler's medical district (UT Health East Texas, Christus Mother Frances) employs a significant portion of the city's workforce — many on shift-work schedules with unusual occupancy patterns. If your home is frequently unoccupied during the day due to work schedules, a time-of-use or free-nights plan may outperform a standard fixed rate. Compare any time-of-use plan against your household's specific occupancy hours before switching.
Key Takeaways
Tyler ZIP codes 75701–75709 are Oncor territory — TDU charges are fixed. East Texas humidity drives cooling loads above what drier-climate equivalents would use. The competitive market offers the same broad plan selection as DFW. Compare plans at your actual summer usage level for an accurate bill estimate.
Find the cheapest Tyler plan for your home
Enter your ZIP and bedroom count — true interpolated cost at your actual usage level.
Compare Tyler Plans →Frequently Asked Questions
What are typical electricity rates in Tyler, Texas?
As of May 2026, fixed-rate plans in Tyler (Oncor Electric Delivery territory) typically advertise 9.5–13.5 cents per kWh at 1,000 kWh. Tyler's mostly residential suburban character means typical 3-bedroom home usage of 1,100–1,600 kWh in summer. The true cost at those levels differs from the advertised 1,000 kWh figure. Search by ZIP for an accurate calculation.
Who is the TDU for Tyler electricity?
Oncor Electric Delivery is the TDU for Tyler in Smith County. Oncor owns the delivery infrastructure — poles, wires, transformers — and handles outage restoration. Its TDSP charges appear on every Tyler electricity bill regardless of which retail electric provider you use. You choose your REP separately from Oncor for pricing and billing.
What ZIP codes cover Tyler for electricity?
Tyler's primary residential ZIP codes are 75701, 75702, 75703, 75704, 75707, and 75709. ZIP 75701 and 75702 cover central Tyler and older established neighborhoods. ZIP 75703 and 75707 cover south and southeast Tyler including newer development. ZIP 75709 covers part of west Tyler. All are Oncor territory within the deregulated ERCOT market.
How does Tyler electricity compare to Dallas or Fort Worth?
Tyler and the DFW metros are all Oncor Electric Delivery territory, so TDU delivery charges are identical. Most major REPs file the same plans across all Oncor ZIPs including Tyler. Any rate differences between Tyler and DFW ZIPs are minor and driven by occasional market promotions. The key variable is your home's size and usage, not your city.
Does Tyler's humid subtropical climate affect electricity bills?
Yes. East Texas is more humid than Dallas or West Texas, and humidity raises the effective temperature, causing AC systems to run longer for the same comfort level. Tyler summers are hot and sticky rather than just hot — a similar challenge to Houston or Beaumont rather than drier DFW. Homes without good attic insulation or with aging HVAC see this effect most severely.
How many electricity plans are available in Tyler?
Tyler ZIP codes typically have 60–90 active plans from 20+ retail electric providers — the same broad competitive market available across Oncor's service area. Enter your ZIP on the search tool for a current ranked list by true cost at your usage level.
Your Next Move
Enter your Tyler ZIP in the search tool for live plan comparisons. Neighboring Longview is also Oncor territory with a similar East Texas usage profile. For the broader Oncor market overview, the Dallas electricity rates guide covers Oncor TDSP charges in full. The True Cost Calculator lets you model any plan at your actual usage level.
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